Most people don't know they've blown their monthly budget until the credit card bill lands. RED.FLAG tracks every rupee, scores your financial wellness out of 100, surfaces a live stress indicator, and has an AI Coach that reads the custom data you provide to tell you exactly why your score moved.
Traditional trackers show numbers. Numbers don't stop you from swiping. RED.FLAG turns your dashboard red, pushes alerts, and gives you an AI Coach that names exactly which category is bleeding.
Set overall and per-category budgets. The dashboard turns red the second you cross the line — no waiting for the bill.
A 0–100 score composed of Budget health (40%), Goal progress (35%) and Savings resilience (25%). See exactly what's dragging your number down.
A live 7-factor stress percentage — overspend, savings rate, emergency fund, bills, goals, volatility, discretionary ratio — with month-over-month trend arrow.
Log monthly income. Get instant 50/30/20 allocation suggestions. See your true savings rate every month.
Create goals with deadlines. RED.FLAG calculates the exact monthly contribution needed to hit them on time.
Chat with an AI coach powered by Claude Sonnet 4.5. It reads the custom data you provide — income, budgets, expenses, goals — and gives actionable advice.
Category bar charts, daily spend trends, monthly AI verdicts. See where your money actually goes.
Track in ₹, $, €, £ and more. Export your entire expense history to CSV for taxes or spreadsheet analysis.
Free to start. Two hundred rupees to unlock the coach. Lifetime, no strings.
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